Fixed Deposit vs Debt Funds

Data as on - 02-11-2026
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106398.02 6398.020000000004 6.4
HDFC Dynamic Term Fund - Regular Plan - Growth Option 100000 103080.75 3080.75 3.08
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6398.020000000004 Not Applicable Not Applicable 1919.4 4478.610000000001
HDFC Dynamic Term Fund - Regular Plan - Growth Option 3080.75 Short Term Not Applicable 924.23 2156.529999999999

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

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