Fixed Deposit vs Debt Funds

Data as on - 03-08-2026
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106660.16 6660.1600000000035 6.66
HDFC Dynamic Debt Fund - Growth Option 100000 103217.69 3217.6900000000023 3.22
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6660.1600000000035 Not Applicable Not Applicable 1998.05 4662.110000000001
HDFC Dynamic Debt Fund - Growth Option 3217.6900000000023 Short Term Not Applicable 965.31 2252.3899999999994

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

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